Terms of Service

1. Acceptance of Terms

By accessing or using the website located at https://www.jobstresstosuccess.com (the "Site"), including the Job Loss Stress Assessment tool, blog content, downloadable resources, and any related services (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must immediately stop using the Site and Services. These Terms apply to all visitors, users, and others who access or use the Services. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Services following any changes constitutes your acceptance of the revised Terms.

2. Description of Services

Job Stress to Success provides an online job loss stress assessment tool, educational blog articles, downloadable resource guides, and related wellness and financial preparedness content. Our Services are designed to help individuals evaluate their financial and emotional readiness for potential job loss and to provide general educational information.

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

3. No Professional Advice

The Job Loss Stress Score generated by our assessment tool is a general indicator based on your self-reported answers. It is not a clinical diagnosis, a financial assessment, or a substitute for advice from a qualified professional. Always seek the advice of a licensed financial advisor, mental health professional, attorney, or other qualified expert before making any financial, legal, or health-related decisions.

We make no representations or warranties that the information provided is accurate, complete, current, or suitable for your specific situation. Reliance on any information provided by this Site is solely at your own risk.

4. User Eligibility

The Services are intended for users who are at least 18 years of age. By using the Services, you represent and warrant that you are 18 years of age or older and that you have the legal capacity to enter into these Terms. If you are under 18, you may not use the Services.

5. User Conduct

When using the Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable laws or regulations.
• Attempt to gain unauthorized access to any portion of the Site, its servers, or any systems connected to the Site.
• Transmit any content that is harmful, offensive, defamatory, obscene, or otherwise objectionable.
• Use automated tools, bots, scrapers, or crawlers to access or extract data from the Site without our express written permission.
• Impersonate any person or entity or falsely represent your affiliation with any person or entity.
• Interfere with or disrupt the integrity or performance of the Services or the data contained therein.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services without our express written permission.
• Submit false, misleading, or inaccurate information through the assessment tool or any forms on the Site.

6. Email Communications and Lead Capture

By voluntarily submitting your email address through our lead capture forms, email opt-in popups, or resource download requests, you consent to receive email communications from Job Stress to Success. These communications may include your personalized stress assessment report, downloadable resource guides, follow-up wellness tips, blog article recommendations, and occasional promotional content.

You may unsubscribe from our email communications at any time by clicking the "Unsubscribe" link included in every email we send, or by contacting us directly at [email protected]. We use MailerLite to manage our email communications. By subscribing, you also agree to MailerLite's Terms of Service.

7. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, downloadable documents, data compilations, and software, is the property of Job Stress to Success or its content suppliers and is protected by applicable intellectual property laws, including United States copyright and trademark law.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its content for your personal, non-commercial use only. This license does not include the right to: (a) resell or commercially exploit any content; (b) distribute, publicly perform, or publicly display any content; (c) modify or create derivative works from any content; or (d) use any data mining, robots, or similar data gathering tools.

The downloadable PDF guides ("7 Steps to Reduce Job Loss Stress" and "The Job Loss Survival Guide") are provided for your personal use only. You may not reproduce, distribute, sell, or sublicense these materials without our express written consent.

8. Third-Party Advertising

This Site uses Google AdSense to display third-party advertisements. Google AdSense uses cookies to serve ads based on your prior visits to this website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our Site and/or other sites on the internet.

You may opt out of personalized advertising by visiting Google Ads Settings. We do not control the content of third-party advertisements and are not responsible for any products, services, or content advertised through Google AdSense. The appearance of advertisements on this Site does not constitute our endorsement of the advertised products or services.

We also use Google Analytics (G-CP7DL4DSPK) to analyze website traffic and user behavior. Google Analytics collects data such as pages visited, time on site, and general geographic location. This data is used solely to improve the quality of our Services. For more information, see Google's Privacy Policy.

9. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE MAKE NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE, RELIABLE, OR MEET YOUR REQUIREMENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN RISK.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL JOB STRESS TO SUCCESS, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

12. Indemnification

You agree to defend, indemnify, and hold harmless Job Stress to Success and its owners, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property or privacy right; or (d) any claim that your use of the Services caused damage to a third party.

13. Privacy

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy carefully. By using the Services, you consent to the collection and use of your information as described in the Privacy Policy.

14. Termination

We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Services at any time, with or without notice, for any reason, including without limitation if we believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, you waive any right to a jury trial.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Job Stress to Success with respect to your use of the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Services.

18. Contact Us

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at: